Planning for the unexpected is every bit as important to planning for the expected.
The financial consequences of premature death or disability can be severe if not assessed and addressed in advance. At Fitzallan we want to make sure that our clients, and their families, have sufficient protection to provide peace of mind in such circumstances.
We also want to ensure that our clients’ businesses have taken every reasonable step to cover the risks to their owners and their key people. When this is done, we can then focus on building wealth for the positive scenarios.
We advise on life assurance, critical illness cover, insuring income, and using life assurance policies to provide for Inheritance Tax.
We take into account cover already in place, making sure it remains appropriate and good value, replacing it if better cover is available and leaving it alone if not.